Skip To Main Content

What is Telematics Car Insurance?

Black Box Insurance or Telematics insurance is car insurance where a telematics device, either a box is fitted to your car or your smartphone using a telematics app, is located within your car. The black box / telematics device then tracks many aspects of your driving and in turn helps you become a better driver as well as offering additional safety and anti-theft features.

How Does a Telematics Black Box Work?

When you take out a black box or telematics car insurance policy with us, information is collected from your telematics device - typically the AIG BoxClever black box. The black box device then sends us your driving data which we analyse to find out how safely you drive.

AIG BoxClever Car Insurance

With AIG BoxClever Insurance, we install a free Black Box in your car. This means we can offer you great rates, let you track and improve your driving while earning rewards as well as enjoying additional safety benefits. 

Rate My Drive Portal Login

After you've been driving for some time you can view your telematics data by using your personal login to our ‘Rate My Drive’ portal which you can access through your MyAIG account

What Inside The AIG BoxClever Black Box?

A GPS System

Which tells us where you are in Ireland, what type of road you are on and when you are driving.

An Accelerometer

Which gives us information on any abrupt movements while driving such as heavy braking, sharp turning or even a car accident.

A SIM Card

 Which is needed to send your recorded driving information to us.

Computer Hardware

Which processes your driving data, analyses it and helps send it to us.

What Information Does The Telematics Device Record?

The black box device collects a range of data about your driving. This data typically contains:

 

- Your total speed

- How smoothly you accelerate/decelerate

- How sharply you turn

- What time of day you drive

- The length of your journeys

- How often you drive

- Your total mileage

 

We are committed to keeping your data safe. The data can only be accessed by you, AIG and our specific telematics partners.  AIG takes your privacy very seriously. Please see our privacy statement for more information.

Benefits of Telematics Car Insurance

We typically use the transmitted data...

○ To rate your driving against our key criteria

○ For real-time accident detection & help if you are in an accident

○ To give more detail on your accident & help the claims process

○ To track your car if it is stolen

 

How Do I See The Information Recorded By My Box?

Using MyAIG

Using the RateMyDrive with AIG BoxClever, which you can access through your MyAIG account, you can see a summary of your driving information, including summaries of your journeys, distance travelled and your scores for each of our safe driving criteria:

We rate your driving on:

• SMOOTH DRIVING

• SPEED

• JOURNEY DURATIONS

• TIME OF DAY

• MOBILE USAGE

Fitting The AIG BoxClever Black Box

Have A Question About AIG BoxClever?

Our dedicated Car Insurance team are here to help and can guide you through any issues you may have.

Young & First Time Drivers

Learner Drivers Hub

Being a new driver at any age is an intriguing time, as you look to boost your confidence to get out on the road. That said, we’ve put together a number of tips and guides to help you get your driver’s license, get affordable car insurance, and more!

Young Driver Car Insurance

At AIG understand each driver is unique and that no two drivers drive the same.