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Professional Liability

An individual approach to protecting your practice’s financial security

Why Choose AIG for Professional Liability?

Protection for businesses against third party claims for loss due to professional negligence or mistake

The AIG Advantage

AIG Professional Liability Solutions

As noted, AIG offers solutions designed around professional classes and business size:

Law firms
Brokers and insurance agents;
Individual professionals 
Architects, Engineers and Project Companies
Management or marketing consulting firms
Computer companies, E-commerce or Call centres
Temporary Employment Agencies
Media and Communications companies (publishing, advertising, television, radio ...);
Telecommunications companies
General services companies;

What is covered?

Primary and Excess professional indemnity Insurance on a Civil Liability Basis for Accountants and Accountancy Firms. Cover for Fidelity, Loss of documents, Damages awarded by ombudsman, ODL cover provided to extent of accountancy activities, Worldwide Territorial Limits, Defence costs in addition to Policy limit.

Primary & Excess Professional Liability cover for Construction Firms in respect of breach of duty of care including errors and omissions, dishonesty of employees, unintentional infringement of Intellectual Property Rights, loss of documents & Defamation. Defence costs in addition to Policy Limits and excess not applicable to defence costs.

Primary and Excess Layer Protection for IT Consultants, Telecommunications Consultants, Software developers etc. against claims in respect of breach of duty including, Negligent Act, Error or Omission, Misstatement, Misrepresentation, Breach of Confidentiality. Infringement of Intellectual Property Rights, dishonest or malicious acts by employees, Loss of Documents.

Primary & Excess cover for Insurance Brokers / Intermediaries, available through our current facilities/ schemes, in respect of Civil Liability, Dishonesty of Employees including directors & partners, loss of documents, damages awarded by ombudsman and compensation for court attendance.

Primary & Excess Professional Liability cover for Management Consultancy Firms in respect of breach of duty of care including errors and omissions, dishonesty of employees, unintentional infringement of Intellectual Property Rights, loss of documents & Defamation. Defence costs in addition to Policy Limits and excess not applicable to defence costs.

Primary & Excess Professional Liability cover for a range of Marketing & Media Businesses including Broadcasters, advertising agents, Public Relation consultants, Direct Marketing & Marketing Consultants; errors and omissions, including libel & slander, Defamation, Unintentional Infringement of Intellectual property rights, Defence Costs in addition to Policy Limits and excess not applicable to defence costs.

Primary & Excess Layer Protection Any Employment / Recruitment Firm. Professional Liability For breach of duty of care including : negligent act, error, omission, misstatement and breach of confidentiality. Defamation, dishonesty of employees, will consider vicarious liability of temporary placements. Defence costs in addition to policy limit and excess not applicable to defence costs. 

Primary & Excess cover for Civil Liability for Solicitors & Solicitor Firms, available through our panel of broker partners. Complies with Law Society’s minimum insurance cover requirements. Defence Costs in addition to the Policy Limit and excess not applicable to defence costs.

Most professional or quasi professional individuals / firms including Arbitrators, Conference Organisers, Translators, Loss Adjusters etc. Primary & Excess Layer Professional Liability, errors and omissions. AOC & AGG Limits considered. Dishonesty of Employees, Defamation, Unintentional Infringement of Intellectual Property Rights.

Any University or college of Further Education. Cover Includes Breach of duty of care, dishonesty of employees, unintentional infringement of Intellectual property rights, defamation and loss of documents. Primary & Excess cover provided.

(Public/Products Liability available also): Primary Professional Liability cover for a range of Alternative and Holistic Therapy practitioners; errors and omissions, including libel & slander, Defamation, Unintentional Infringement of Intellectual property rights, Defence Costs in addition to Policy Limits and excess not applicable to defence costs.