A modular product offering D&O, Corporate Liability, Employment Practices Liability and Crime cover for companies in the non-profit sector. The policy covers the Not-For-Profit entity and any subsidiary (under the control and influence of the entity at inception), as well as all natural person trustees, governors, employees, directors, officers, pensions schemes, shadow, de facto and outside entity directors for all insurance covers. In addition all volunteers are included for D&O cover. D&O cover and Corporate Liability cover are included in the standard offering, to reflect the nature of claims brought against non-profit organisations.